How have SBA loans in Flower, Nursery Stock, and Florists' Supplies Merchant Wholesalers turned out?
Of 671 loans approved in fiscal 2003 to 2021 (at least five years old), 126 (18.8%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years. Flower, Nursery Stock, and Florists' Supplies Merchant Wholesalers appears on 825 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $288.5 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Flower, Nursery Stock, and Florists' Supplies Merchant Wholesalers appears on 825 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $288.5 million in gross approvals.
Of 671 loans approved in fiscal 2003 to 2021 (at least five years old), 126 (18.8%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year
Every approval year
Approval year
Loans
Approved
Paid in full
Charged off
Not yet resolved
Charged-off share
FY2003
22
$6.0 million
16
6
0
27.3%
FY2004
43
$6.9 million
35
8
0
18.6%
FY2005
46
$5.6 million
32
13
1
28.3%
FY2006
56
$7.0 million
32
24
0
42.9%
FY2007
77
$9.0 million
42
34
1
44.2%
FY2008
43
$10.4 million
27
16
0
37.2%
FY2009
29
$6.9 million
26
3
0
10.3%
FY2010
52
$14.7 million
43
7
2
13.5%
FY2011
33
$18.4 million
33
0
0
0.0%
FY2012
23
$12.0 million
21
1
1
4.3%
FY2013
15
$4.3 million
13
1
1
6.7%
FY2014
23
$14.5 million
22
0
1
0.0%
FY2015
31
$12.6 million
29
1
1
3.2%
FY2016
37
$15.3 million
35
0
2
0.0%
FY2017
38
$6.0 million
27
7
4
18.4%
FY2018
32
$13.3 million
24
2
6
6.3%
FY2019
23
$10.0 million
14
2
7
8.7%
FY2020
20
$10.1 million
16
0
4
0.0%
FY2021
28
$24.1 million
12
1
15
3.6%
FY2022
22
$6.3 million
7
1
14
too recent for a share
FY2023
36
$19.4 million
5
2
29
too recent for a share
FY2024
49
$23.4 million
5
2
42
too recent for a share
FY2025
31
$26.8 million
2
0
29
too recent for a share
FY2026
16
$5.7 million
0
0
16
too recent for a share
By state, where 30 or more loans are at least five years old
State
Loans (FY2003 to 2021)
Charged off
Share
California
126
24
19.1%
Florida
71
17
23.9%
Texas
37
6
16.2%
New York
34
9
26.5%
US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.