SBA loan outcome check · franchise brand · SBA data as of 30 September 2026

How have SBA loans to Exxon franchisees turned out?

Of 48 loans approved in fiscal 2000 to 2013 (at least five years old), 7 (14.6%) were charged off by the lender, against 20.2% across all 7(a) loans approved in those same years. Exxon appears on 48 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2013, $25.1 million in gross approvals. These are loans, not a rating.

Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.

ExxonFranchise brand · 48 loans

15%of seasoned loans charged off

Exxon appears on 48 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2013, $25.1 million in gross approvals.
Of 48 loans approved in fiscal 2000 to 2013 (at least five years old), 7 (14.6%) were charged off by the lender, against 20.2% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.

Every approval year

Approval year	Loans	Approved	Paid in full	Charged off	Not yet resolved	Charged-off share
FY2000	3	$2.5 million	3	0	0	few loans
FY2001	4	$1.6 million	4	0	0	few loans
FY2002	9	$3.1 million	8	1	0	few loans
FY2003	5	$435,000	4	1	0	few loans
FY2004	7	$4.3 million	5	2	0	few loans
FY2005	5	$3.7 million	5	0	0	few loans
FY2006	4	$1.4 million	4	0	0	few loans
FY2007	2	$215,000	0	2	0	few loans
FY2008	2	$768,900	2	0	0	few loans
FY2009	2	$380,000	2	0	0	few loans
FY2010	2	$4.0 million	2	0	0	few loans
FY2012	1	$1.4 million	0	1	0	few loans
FY2013	2	$1.3 million	1	0	1	few loans

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a franchise, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.