How have SBA loans in Environmental Consulting Services turned out?
Of 1,211 loans approved in fiscal 2001 to 2021 (at least five years old), 104 (8.6%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Environmental Consulting Services appears on 1,421 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $346.4 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Environmental Consulting Services appears on 1,421 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $346.4 million in gross approvals.
Of 1,211 loans approved in fiscal 2001 to 2021 (at least five years old), 104 (8.6%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year
Every approval year
Approval year
Loans
Approved
Paid in full
Charged off
Not yet resolved
Charged-off share
FY2001
41
$9.1 million
37
4
0
9.8%
FY2002
65
$10.6 million
60
5
0
7.7%
FY2003
94
$10.9 million
87
7
0
7.4%
FY2004
73
$5.6 million
65
8
0
11.0%
FY2005
93
$13.3 million
85
8
0
8.6%
FY2006
76
$11.4 million
67
9
0
11.8%
FY2007
79
$8.1 million
60
19
0
24.1%
FY2008
75
$9.4 million
66
9
0
12.0%
FY2009
50
$10.8 million
45
5
0
10.0%
FY2010
59
$10.8 million
56
3
0
5.1%
FY2011
62
$18.5 million
56
4
2
6.5%
FY2012
48
$10.1 million
46
1
1
2.1%
FY2013
53
$11.1 million
47
5
1
9.4%
FY2014
46
$8.6 million
41
2
3
4.3%
FY2015
53
$16.7 million
45
6
2
11.3%
FY2016
57
$14.6 million
53
2
2
3.5%
FY2017
46
$13.2 million
33
4
9
8.7%
FY2018
47
$20.0 million
30
3
14
6.4%
FY2019
32
$12.8 million
23
0
9
0.0%
FY2020
31
$14.4 million
17
0
14
0.0%
FY2021
31
$14.5 million
19
0
12
0.0%
FY2022
22
$5.8 million
9
0
13
too recent for a share
FY2023
38
$21.3 million
9
0
29
too recent for a share
FY2024
51
$22.3 million
7
0
44
too recent for a share
FY2025
62
$29.4 million
3
0
59
too recent for a share
FY2026
37
$13.0 million
0
0
37
too recent for a share
By state, where 30 or more loans are at least five years old
State
Loans (FY2001 to 2021)
Charged off
Share
California
167
18
10.8%
Texas
110
11
10.0%
Massachusetts
60
7
11.7%
Florida
57
6
10.5%
New York
56
7
12.5%
Pennsylvania
56
3
5.4%
Colorado
44
3
6.8%
Illinois
42
2
4.8%
Ohio
42
4
9.5%
Michigan
36
4
11.1%
New Jersey
32
3
9.4%
Indiana
30
4
13.3%
US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.