SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Engineering Services turned out?

Of 6,534 loans approved in fiscal 2000 to 2021 (at least five years old), 576 (8.8%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Engineering Services appears on 7,625 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $2.4 billion in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Engineering ServicesIndustry NAICS 541330 · 7,625 loans
9%of seasoned loans charged off
  1. Engineering Services appears on 7,625 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $2.4 billion in gross approvals.
  2. Of 6,534 loans approved in fiscal 2000 to 2021 (at least five years old), 576 (8.8%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%24%Fiscal 2000: 15 of 192 loans charged off (7.8%)Fiscal 2001: 11 of 211 loans charged off (5.2%)Fiscal 2002: 18 of 233 loans charged off (7.7%)Fiscal 2003: 41 of 391 loans charged off (10.5%)Fiscal 2004: 25 of 436 loans charged off (5.7%)Fiscal 2005: 80 of 468 loans charged off (17.1%)Fiscal 2006: 84 of 408 loans charged off (20.6%)Fiscal 2007: 101 of 422 loans charged off (23.9%)Fiscal 2008: 52 of 315 loans charged off (16.5%)Fiscal 2009: 20 of 280 loans charged off (7.1%)Fiscal 2010: 16 of 309 loans charged off (5.2%)Fiscal 2011: 20 of 302 loans charged off (6.6%)Fiscal 2012: 9 of 274 loans charged off (3.3%)Fiscal 2013: 13 of 265 loans charged off (4.9%)Fiscal 2014: 9 of 272 loans charged off (3.3%)Fiscal 2015: 11 of 284 loans charged off (3.9%)Fiscal 2016: 12 of 315 loans charged off (3.8%)Fiscal 2017: 15 of 312 loans charged off (4.8%)Fiscal 2018: 10 of 246 loans charged off (4.1%)Fiscal 2019: 10 of 219 loans charged off (4.6%)Fiscal 2020: 3 of 169 loans charged off (1.8%)Fiscal 2021: 1 of 211 loans charged off (0.5%)20002002200420062008201020122014201620182020
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY2000192$35.4 million1771507.8%
FY2001211$52.7 million2001105.2%
FY2002233$49.5 million2151807.7%
FY2003391$49.4 million35041010.5%
FY2004436$55.9 million4092525.7%
FY2005468$63.0 million38880017.1%
FY2006408$54.3 million32484020.6%
FY2007422$51.4 million318101323.9%
FY2008315$55.2 million26152216.5%
FY2009280$50.3 million2592017.1%
FY2010309$60.0 million2901635.2%
FY2011302$99.1 million2812016.6%
FY2012274$87.6 million261943.3%
FY2013265$91.1 million2461364.9%
FY2014272$104.4 million2519123.3%
FY2015284$96.1 million25611173.9%
FY2016315$119.6 million28912143.8%
FY2017312$113.8 million26215354.8%
FY2018246$118.2 million19610404.1%
FY2019219$102.8 million14610634.6%
FY2020169$78.9 million1053611.8%
FY2021211$156.3 million1301800.5%
FY2022160$76.5 million582100too recent for a share
FY2023224$128.5 million6810146too recent for a share
FY2024255$147.9 million390216too recent for a share
FY2025287$185.4 million240263too recent for a share
FY2026165$101.8 million00165too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2000 to 2021)Charged offShare
California93310311.0%
Texas5056112.1%
Florida3283611.0%
New York298258.4%
Pennsylvania298268.7%
Ohio260186.9%
Michigan2583312.8%
Massachusetts256166.3%
Colorado2282711.8%
Illinois1852211.9%
Arizona1842010.9%
New Jersey177158.5%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

☆ Save