SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Emergency and Other Relief Services turned out?

Of 44 loans approved in fiscal 2003 to 2021 (at least five years old), 4 (9.1%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years. Emergency and Other Relief Services appears on 59 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $10.4 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Emergency and Other Relief ServicesIndustry NAICS 624230 · 59 loans
9%of seasoned loans charged off
  1. Emergency and Other Relief Services appears on 59 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $10.4 million in gross approvals.
  2. Of 44 loans approved in fiscal 2003 to 2021 (at least five years old), 4 (9.1%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20035$562,000410few loans
FY20042$225,000200few loans
FY20054$1.0 million310few loans
FY20072$125,000110few loans
FY20084$183,900310few loans
FY20101$25,000100few loans
FY20112$126,500200few loans
FY20123$415,000300few loans
FY20132$211,800200few loans
FY20142$850,000200few loans
FY20151$50,000100few loans
FY20161$100,000100few loans
FY20171$250,000100few loans
FY20186$1.9 million501few loans
FY20193$590,000300few loans
FY20204$783,500301few loans
FY20211$100,000100few loans
FY20227$674,500403too recent for a share
FY20231$61,000001too recent for a share
FY20243$900,000111too recent for a share
FY20253$800,000003too recent for a share
FY20261$350,000001too recent for a share

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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