How have SBA loans in Electroplating, Plating, Polishing, Anodizing, and Coloring turned out?
Of 534 loans approved in fiscal 2000 to 2021 (at least five years old), 59 (11.1%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Electroplating, Plating, Polishing, Anodizing, and Coloring appears on 605 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $295.3 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Electroplating, Plating, Polishing, Anodizing, and Coloring appears on 605 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $295.3 million in gross approvals.
Of 534 loans approved in fiscal 2000 to 2021 (at least five years old), 59 (11.1%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year
Every approval year
Approval year
Loans
Approved
Paid in full
Charged off
Not yet resolved
Charged-off share
FY2000
37
$16.3 million
33
4
0
10.8%
FY2001
36
$12.2 million
31
5
0
13.9%
FY2002
29
$11.7 million
22
7
0
24.1%
FY2003
34
$10.3 million
31
3
0
8.8%
FY2004
24
$7.0 million
20
4
0
16.7%
FY2005
46
$10.8 million
36
9
1
19.6%
FY2006
34
$6.9 million
28
6
0
17.6%
FY2007
30
$6.1 million
22
7
1
23.3%
FY2008
15
$1.8 million
11
3
1
20.0%
FY2009
20
$8.1 million
18
2
0
10.0%
FY2010
16
$8.1 million
15
1
0
6.3%
FY2011
22
$10.9 million
20
1
1
4.5%
FY2012
19
$10.7 million
18
0
1
0.0%
FY2013
21
$10.7 million
20
1
0
4.8%
FY2014
23
$13.0 million
22
1
0
4.3%
FY2015
29
$27.0 million
28
0
1
0.0%
FY2016
10
$6.0 million
10
0
0
0.0%
FY2017
26
$10.7 million
16
4
6
15.4%
FY2018
12
$8.2 million
10
0
2
0.0%
FY2019
26
$11.5 million
20
1
5
3.8%
FY2020
11
$7.4 million
6
0
5
0.0%
FY2021
14
$18.0 million
4
0
10
0.0%
FY2022
15
$16.8 million
2
1
12
too recent for a share
FY2023
13
$6.1 million
2
0
11
too recent for a share
FY2024
16
$16.2 million
2
0
14
too recent for a share
FY2025
19
$15.9 million
2
0
17
too recent for a share
FY2026
8
$6.9 million
0
0
8
too recent for a share
By state, where 30 or more loans are at least five years old
State
Loans (FY2000 to 2021)
Charged off
Share
California
94
9
9.6%
Ohio
49
5
10.2%
New York
32
5
15.6%
Texas
31
6
19.4%
US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.