How have SBA loans in Educational Support Services turned out?
Of 1,657 loans approved in fiscal 2001 to 2021 (at least five years old), 283 (17.1%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Educational Support Services appears on 2,179 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $464.0 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Educational Support ServicesIndustry NAICS 611710 · 2,179 loans
17%of seasoned loans charged off
Educational Support Services appears on 2,179 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $464.0 million in gross approvals.
Of 1,657 loans approved in fiscal 2001 to 2021 (at least five years old), 283 (17.1%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year
Every approval year
Approval year
Loans
Approved
Paid in full
Charged off
Not yet resolved
Charged-off share
FY2001
43
$5.0 million
36
7
0
16.3%
FY2002
33
$2.1 million
22
11
0
33.3%
FY2003
87
$9.0 million
71
16
0
18.4%
FY2004
71
$8.1 million
58
12
1
16.9%
FY2005
127
$14.4 million
95
32
0
25.2%
FY2006
125
$10.4 million
86
39
0
31.2%
FY2007
174
$14.9 million
107
67
0
38.5%
FY2008
99
$13.0 million
67
32
0
32.3%
FY2009
49
$2.4 million
42
7
0
14.3%
FY2010
65
$9.7 million
61
4
0
6.2%
FY2011
59
$7.4 million
54
5
0
8.5%
FY2012
42
$12.8 million
35
7
0
16.7%
FY2013
54
$11.7 million
46
5
3
9.3%
FY2014
76
$26.0 million
74
1
1
1.3%
FY2015
99
$23.0 million
89
8
2
8.1%
FY2016
124
$31.5 million
111
5
8
4.0%
FY2017
68
$18.1 million
44
8
16
11.8%
FY2018
83
$26.0 million
57
4
22
4.8%
FY2019
75
$20.9 million
48
10
17
13.3%
FY2020
46
$10.1 million
29
0
17
0.0%
FY2021
58
$18.2 million
22
3
33
5.2%
FY2022
71
$36.3 million
15
7
49
too recent for a share
FY2023
93
$26.7 million
13
5
75
too recent for a share
FY2024
148
$36.4 million
16
1
131
too recent for a share
FY2025
142
$40.0 million
7
0
135
too recent for a share
FY2026
68
$29.9 million
0
0
68
too recent for a share
By state, where 30 or more loans are at least five years old
State
Loans (FY2001 to 2021)
Charged off
Share
California
260
45
17.3%
Texas
138
33
23.9%
New York
118
19
16.1%
Florida
87
17
19.5%
Ohio
68
17
25.0%
Maryland
65
10
15.4%
Pennsylvania
64
10
15.6%
New Jersey
63
13
20.6%
Massachusetts
61
4
6.6%
Illinois
61
7
11.5%
Georgia
51
6
11.8%
Virginia
51
6
11.8%
US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.