SBA loan outcome check · franchise brand · SBA data as of 30 September 2026

How have SBA loans to Econo Lub N Tune franchisees turned out?

Of 39 loans approved in fiscal 2000 to 2011 (at least five years old), 17 (43.6%) were charged off by the lender, against 21.8% across all 7(a) loans approved in those same years. Econo Lub N Tune appears on 39 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2011, $6.3 million in gross approvals. These are loans, not a rating.

Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.

Econo Lub N TuneFranchise brand · 39 loans

44%of seasoned loans charged off

Econo Lub N Tune appears on 39 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2011, $6.3 million in gross approvals.
Of 39 loans approved in fiscal 2000 to 2011 (at least five years old), 17 (43.6%) were charged off by the lender, against 21.8% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.

Every approval year

Approval year	Loans	Approved	Paid in full	Charged off	Charged-off share
FY2000	4	$550,200	2	2	few loans
FY2001	2	$191,000	2	0	few loans
FY2002	5	$1.5 million	4	1	few loans
FY2003	6	$606,800	4	2	few loans
FY2004	4	$393,000	1	3	few loans
FY2005	2	$210,000	2	0	few loans
FY2006	6	$1.4 million	3	3	few loans
FY2007	2	$75,000	0	2	few loans
FY2008	6	$1.2 million	3	3	few loans
FY2010	1	$126,000	1	0	few loans
FY2011	1	$10,000	0	1	few loans

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a franchise, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.