SBA loan outcome check · franchise brand · SBA data as of 30 September 2026

How have SBA loans to Dunkin' franchisees turned out?

Of 57 loans approved in fiscal 2011 to 2021 (at least five years old), 1 (1.8%) were charged off by the lender, against 6.5% across all 7(a) loans approved in those same years. Dunkin' appears on 109 SBA-guaranteed 7(a) loans approved from fiscal 2011 to 2026, $109.3 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Dunkin'Franchise brand · 109 loans
2%of seasoned loans charged off
  1. Dunkin' appears on 109 SBA-guaranteed 7(a) loans approved from fiscal 2011 to 2026, $109.3 million in gross approvals.
  2. Of 57 loans approved in fiscal 2011 to 2021 (at least five years old), 1 (1.8%) were charged off by the lender, against 6.5% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%15%Fiscal 2019: 0 of 15 loans charged off (0.0%)Fiscal 2020: 0 of 14 loans charged off (0.0%)Fiscal 2021: 1 of 16 loans charged off (6.3%)201920202021
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20111$640,000001few loans
FY20131$475,300100few loans
FY20161$457,000100few loans
FY20171$1.5 million001few loans
FY20188$5.7 million800few loans
FY201915$13.0 million14010.0%
FY202014$10.6 million13010.0%
FY202116$26.6 million10156.3%
FY20228$7.0 million602too recent for a share
FY202312$11.2 million705too recent for a share
FY20249$5.5 million207too recent for a share
FY202514$19.0 million3011too recent for a share
FY20269$7.7 million108too recent for a share

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a franchise, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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