SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Drinking Places (Alcoholic Beverages) turned out?

Of 7,299 loans approved in fiscal 2000 to 2021 (at least five years old), 945 (13.0%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Drinking Places (Alcoholic Beverages) appears on 8,729 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $2.7 billion in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Drinking Places (Alcoholic Beverages)Industry NAICS 722410 · 8,729 loans
13%of seasoned loans charged off
  1. Drinking Places (Alcoholic Beverages) appears on 8,729 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $2.7 billion in gross approvals.
  2. Of 7,299 loans approved in fiscal 2000 to 2021 (at least five years old), 945 (13.0%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%32%Fiscal 2000: 38 of 270 loans charged off (14.1%)Fiscal 2001: 38 of 221 loans charged off (17.2%)Fiscal 2002: 33 of 303 loans charged off (10.9%)Fiscal 2003: 39 of 315 loans charged off (12.4%)Fiscal 2004: 62 of 389 loans charged off (15.9%)Fiscal 2005: 77 of 401 loans charged off (19.2%)Fiscal 2006: 134 of 420 loans charged off (31.9%)Fiscal 2007: 142 of 478 loans charged off (29.7%)Fiscal 2008: 96 of 339 loans charged off (28.3%)Fiscal 2009: 33 of 209 loans charged off (15.8%)Fiscal 2010: 28 of 207 loans charged off (13.5%)Fiscal 2011: 14 of 234 loans charged off (6.0%)Fiscal 2012: 16 of 238 loans charged off (6.7%)Fiscal 2013: 19 of 271 loans charged off (7.0%)Fiscal 2014: 23 of 333 loans charged off (6.9%)Fiscal 2015: 34 of 372 loans charged off (9.1%)Fiscal 2016: 29 of 401 loans charged off (7.2%)Fiscal 2017: 31 of 450 loans charged off (6.9%)Fiscal 2018: 23 of 512 loans charged off (4.5%)Fiscal 2019: 25 of 446 loans charged off (5.6%)Fiscal 2020: 7 of 268 loans charged off (2.6%)Fiscal 2021: 4 of 222 loans charged off (1.8%)20002002200420062008201020122014201620182020
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY2000270$58.7 million23038214.1%
FY2001221$46.6 million18338017.2%
FY2002303$73.3 million27033010.9%
FY2003315$65.0 million27539112.4%
FY2004389$73.8 million32762015.9%
FY2005401$75.4 million31977519.2%
FY2006420$82.7 million281134531.9%
FY2007478$84.1 million329142729.7%
FY2008339$72.9 million23896528.3%
FY2009209$46.0 million16833815.8%
FY2010207$39.1 million17528413.5%
FY2011234$57.0 million20914116.0%
FY2012238$64.6 million2181646.7%
FY2013271$81.6 million24219107.0%
FY2014333$90.3 million29023206.9%
FY2015372$121.2 million30734319.1%
FY2016401$118.3 million32629467.2%
FY2017450$162.1 million32731926.9%
FY2018512$219.8 million359231304.5%
FY2019446$179.8 million275251465.6%
FY2020268$116.7 million1667952.6%
FY2021222$128.6 million8541331.8%
FY2022261$122.0 million725184too recent for a share
FY2023319$181.3 million439267too recent for a share
FY2024351$147.7 million312318too recent for a share
FY2025309$128.4 million112296too recent for a share
FY2026190$99.2 million00190too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2000 to 2021)Charged offShare
California6899513.8%
Wisconsin6097211.8%
Ohio4946212.6%
New York4785210.9%
Pennsylvania4644810.3%
Texas3646818.7%
Minnesota3003411.3%
Michigan2883612.5%
Illinois2793111.1%
Washington2343213.7%
Florida2244721.0%
New Jersey2183415.6%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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