SBA loan outcome check · franchise brand · SBA data as of 30 September 2026

How have SBA loans to Dogtopia franchisees turned out?

Of 78 loans approved in fiscal 2018 to 2021 (at least five years old), 3 (3.9%) were charged off by the lender, against 5.9% across all 7(a) loans approved in those same years. Dogtopia appears on 128 SBA-guaranteed 7(a) loans approved from fiscal 2018 to 2026, $111.0 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
DogtopiaFranchise brand · 128 loans
4%of seasoned loans charged off
  1. Dogtopia appears on 128 SBA-guaranteed 7(a) loans approved from fiscal 2018 to 2026, $111.0 million in gross approvals.
  2. Of 78 loans approved in fiscal 2018 to 2021 (at least five years old), 3 (3.9%) were charged off by the lender, against 5.9% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%15%Fiscal 2018: 0 of 16 loans charged off (0.0%)Fiscal 2019: 1 of 20 loans charged off (5.0%)Fiscal 2020: 1 of 15 loans charged off (6.7%)Fiscal 2021: 1 of 27 loans charged off (3.7%)2018201920202021
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY201816$11.3 million13030.0%
FY201920$14.4 million11185.0%
FY202015$9.1 million10146.7%
FY202127$24.9 million101163.7%
FY202217$15.1 million917too recent for a share
FY202316$18.3 million2014too recent for a share
FY20245$5.6 million005too recent for a share
FY20258$7.8 million008too recent for a share
FY20264$4.4 million004too recent for a share

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a franchise, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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