SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Discount Department Stores turned out?

Of 135 loans approved in fiscal 2003 to 2020 (at least five years old), 51 (37.8%) were charged off by the lender, against 16.3% across all 7(a) loans approved in those same years. Discount Department Stores appears on 135 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2020, $14.6 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Discount Department StoresIndustry NAICS 452112 · 135 loans
38%of seasoned loans charged off
  1. Discount Department Stores appears on 135 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2020, $14.6 million in gross approvals.
  2. Of 135 loans approved in fiscal 2003 to 2020 (at least five years old), 51 (37.8%) were charged off by the lender, against 16.3% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%71%Fiscal 2003: 3 of 11 loans charged off (27.3%)Fiscal 2004: 7 of 14 loans charged off (50.0%)Fiscal 2005: 11 of 23 loans charged off (47.8%)Fiscal 2006: 11 of 21 loans charged off (52.4%)Fiscal 2007: 10 of 14 loans charged off (71.4%)20032004200520062007
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY200311$1.6 million83027.3%
FY200414$852,50077050.0%
FY200523$2.6 million1211047.8%
FY200621$1.2 million1011052.4%
FY200714$609,700410071.4%
FY20086$535,300330few loans
FY20093$45,000210few loans
FY20103$70,000300few loans
FY20111$50,000100few loans
FY20127$1.2 million511few loans
FY20134$865,900400few loans
FY20143$308,000210few loans
FY20155$788,000320few loans
FY20169$566,200711few loans
FY20179$2.1 million801few loans
FY20181$944,000100few loans
FY20201$100,000001few loans

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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