SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Cut and Sew Apparel Contractors turned out?

Of 133 loans approved in fiscal 2010 to 2021 (at least five years old), 22 (16.5%) were charged off by the lender, against 6.7% across all 7(a) loans approved in those same years. Cut and Sew Apparel Contractors appears on 192 SBA-guaranteed 7(a) loans approved from fiscal 2010 to 2026, $78.7 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Cut and Sew Apparel ContractorsIndustry NAICS 315210 · 192 loans
17%of seasoned loans charged off
  1. Cut and Sew Apparel Contractors appears on 192 SBA-guaranteed 7(a) loans approved from fiscal 2010 to 2026, $78.7 million in gross approvals.
  2. Of 133 loans approved in fiscal 2010 to 2021 (at least five years old), 22 (16.5%) were charged off by the lender, against 6.7% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%24%Fiscal 2013: 4 of 17 loans charged off (23.5%)Fiscal 2014: 4 of 19 loans charged off (21.1%)Fiscal 2015: 2 of 18 loans charged off (11.1%)Fiscal 2016: 2 of 17 loans charged off (11.8%)Fiscal 2017: 5 of 23 loans charged off (21.7%)Fiscal 2018: 2 of 12 loans charged off (16.7%)Fiscal 2019: 1 of 13 loans charged off (7.7%)2013201420152016201720182019
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20101$25,000100few loans
FY20111$750,000010few loans
FY20121$1.1 million001few loans
FY201317$4.8 million134023.5%
FY201419$3.6 million154021.1%
FY201518$4.1 million152111.1%
FY201617$7.8 million142111.8%
FY201723$7.5 million175121.7%
FY201812$1.7 million92116.7%
FY201913$11.2 million6167.7%
FY20204$4.4 million103few loans
FY20217$7.6 million115few loans
FY20225$1.6 million203too recent for a share
FY202311$2.6 million119too recent for a share
FY202422$8.9 million3019too recent for a share
FY202516$10.4 million0016too recent for a share
FY20265$676,000005too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2010 to 2021)Charged offShare
California461123.9%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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