SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Custom Computer Programming Services turned out?

Of 6,062 loans approved in fiscal 2000 to 2021 (at least five years old), 743 (12.3%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Custom Computer Programming Services appears on 7,250 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $1.7 billion in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Custom Computer Programming ServicesIndustry NAICS 541511 · 7,250 loans
12%of seasoned loans charged off
  1. Custom Computer Programming Services appears on 7,250 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $1.7 billion in gross approvals.
  2. Of 6,062 loans approved in fiscal 2000 to 2021 (at least five years old), 743 (12.3%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%32%Fiscal 2000: 13 of 149 loans charged off (8.7%)Fiscal 2001: 29 of 157 loans charged off (18.5%)Fiscal 2002: 26 of 211 loans charged off (12.3%)Fiscal 2003: 38 of 336 loans charged off (11.3%)Fiscal 2004: 63 of 438 loans charged off (14.4%)Fiscal 2005: 88 of 498 loans charged off (17.7%)Fiscal 2006: 127 of 486 loans charged off (26.1%)Fiscal 2007: 136 of 425 loans charged off (32.0%)Fiscal 2008: 55 of 269 loans charged off (20.4%)Fiscal 2009: 19 of 186 loans charged off (10.2%)Fiscal 2010: 9 of 195 loans charged off (4.6%)Fiscal 2011: 10 of 281 loans charged off (3.6%)Fiscal 2012: 3 of 196 loans charged off (1.5%)Fiscal 2013: 9 of 236 loans charged off (3.8%)Fiscal 2014: 11 of 247 loans charged off (4.5%)Fiscal 2015: 12 of 263 loans charged off (4.6%)Fiscal 2016: 20 of 332 loans charged off (6.0%)Fiscal 2017: 21 of 289 loans charged off (7.3%)Fiscal 2018: 21 of 267 loans charged off (7.9%)Fiscal 2019: 22 of 258 loans charged off (8.5%)Fiscal 2020: 6 of 200 loans charged off (3.0%)Fiscal 2021: 5 of 143 loans charged off (3.5%)20002002200420062008201020122014201620182020
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY2000149$20.0 million1361308.7%
FY2001157$26.4 million12829018.5%
FY2002211$28.6 million18526012.3%
FY2003336$29.1 million29838011.3%
FY2004438$41.4 million37463114.4%
FY2005498$44.2 million40988117.7%
FY2006486$31.2 million359127026.1%
FY2007425$39.0 million289136032.0%
FY2008269$41.6 million21055420.4%
FY2009186$29.1 million16719010.2%
FY2010195$32.3 million185914.6%
FY2011281$65.0 million2671043.6%
FY2012196$32.6 million191321.5%
FY2013236$61.3 million222953.8%
FY2014247$61.7 million2321144.5%
FY2015263$76.5 million2461254.6%
FY2016332$86.9 million3032096.0%
FY2017289$78.6 million23321357.3%
FY2018267$73.6 million20521417.9%
FY2019258$92.2 million17422628.5%
FY2020200$99.5 million1186763.0%
FY2021143$72.9 million665723.5%
FY2022159$75.3 million458106too recent for a share
FY2023213$110.3 million549150too recent for a share
FY2024306$131.0 million365265too recent for a share
FY2025346$164.1 million210325too recent for a share
FY2026164$70.1 million30161too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2000 to 2021)Charged offShare
California87414416.5%
New York4106215.1%
Texas3714612.4%
Massachusetts301289.3%
Florida2744717.2%
New Jersey2602610.0%
Illinois2524819.1%
Ohio240218.8%
Pennsylvania230208.7%
Virginia210178.1%
Maryland205188.8%
Utah1952211.3%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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