How have SBA loans in Couriers and Express Delivery Services turned out?
Of 1,619 loans approved in fiscal 2000 to 2021 (at least five years old), 261 (16.1%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Couriers and Express Delivery Services appears on 2,364 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $826.0 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Couriers and Express Delivery ServicesIndustry NAICS 492110 · 2,364 loans
16%of seasoned loans charged off
Couriers and Express Delivery Services appears on 2,364 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $826.0 million in gross approvals.
Of 1,619 loans approved in fiscal 2000 to 2021 (at least five years old), 261 (16.1%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year
Every approval year
Approval year
Loans
Approved
Paid in full
Charged off
Not yet resolved
Charged-off share
FY2000
5
$546,750
4
1
0
few loans
FY2001
43
$8.1 million
33
10
0
23.3%
FY2002
36
$5.0 million
31
5
0
13.9%
FY2003
62
$5.2 million
49
13
0
21.0%
FY2004
90
$8.4 million
77
13
0
14.4%
FY2005
80
$9.7 million
54
26
0
32.5%
FY2006
76
$6.6 million
46
29
1
38.2%
FY2007
101
$14.8 million
55
46
0
45.5%
FY2008
81
$6.2 million
57
24
0
29.6%
FY2009
34
$3.6 million
29
4
1
11.8%
FY2010
40
$6.9 million
36
4
0
10.0%
FY2011
36
$5.5 million
34
1
1
2.8%
FY2012
42
$6.5 million
41
1
0
2.4%
FY2013
51
$11.4 million
47
3
1
5.9%
FY2014
72
$13.0 million
63
8
1
11.1%
FY2015
81
$11.9 million
69
11
1
13.6%
FY2016
87
$14.9 million
81
6
0
6.9%
FY2017
93
$27.7 million
67
11
15
11.8%
FY2018
132
$51.9 million
106
16
10
12.1%
FY2019
126
$46.8 million
85
12
29
9.5%
FY2020
109
$59.2 million
64
3
42
2.8%
FY2021
142
$89.7 million
64
14
64
9.9%
FY2022
125
$64.3 million
26
15
84
too recent for a share
FY2023
159
$72.0 million
31
4
124
too recent for a share
FY2024
177
$84.6 million
18
8
151
too recent for a share
FY2025
180
$100.7 million
4
1
175
too recent for a share
FY2026
104
$91.0 million
3
0
101
too recent for a share
By state, where 30 or more loans are at least five years old
State
Loans (FY2000 to 2021)
Charged off
Share
California
193
36
18.6%
Texas
125
25
20.0%
Florida
99
32
32.3%
New York
98
18
18.4%
Minnesota
96
6
6.3%
Massachusetts
90
14
15.6%
New Jersey
54
9
16.7%
Pennsylvania
52
10
19.2%
Georgia
47
8
17.0%
Ohio
47
6
12.8%
Wisconsin
45
4
8.9%
Utah
44
8
18.2%
US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.