SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Computer Systems Design Services turned out?

Of 5,857 loans approved in fiscal 2000 to 2021 (at least five years old), 837 (14.3%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Computer Systems Design Services appears on 6,822 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $1.4 billion in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Computer Systems Design ServicesIndustry NAICS 541512 · 6,822 loans
14%of seasoned loans charged off
  1. Computer Systems Design Services appears on 6,822 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $1.4 billion in gross approvals.
  2. Of 5,857 loans approved in fiscal 2000 to 2021 (at least five years old), 837 (14.3%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%28%Fiscal 2000: 26 of 166 loans charged off (15.7%)Fiscal 2001: 34 of 213 loans charged off (16.0%)Fiscal 2002: 18 of 194 loans charged off (9.3%)Fiscal 2003: 48 of 343 loans charged off (14.0%)Fiscal 2004: 61 of 400 loans charged off (15.3%)Fiscal 2005: 116 of 471 loans charged off (24.6%)Fiscal 2006: 136 of 521 loans charged off (26.1%)Fiscal 2007: 122 of 440 loans charged off (27.7%)Fiscal 2008: 66 of 284 loans charged off (23.2%)Fiscal 2009: 24 of 206 loans charged off (11.7%)Fiscal 2010: 19 of 220 loans charged off (8.6%)Fiscal 2011: 14 of 237 loans charged off (5.9%)Fiscal 2012: 15 of 216 loans charged off (6.9%)Fiscal 2013: 12 of 209 loans charged off (5.7%)Fiscal 2014: 15 of 222 loans charged off (6.8%)Fiscal 2015: 28 of 304 loans charged off (9.2%)Fiscal 2016: 19 of 261 loans charged off (7.3%)Fiscal 2017: 19 of 259 loans charged off (7.3%)Fiscal 2018: 23 of 245 loans charged off (9.4%)Fiscal 2019: 13 of 189 loans charged off (6.9%)Fiscal 2020: 4 of 122 loans charged off (3.3%)Fiscal 2021: 5 of 135 loans charged off (3.7%)20002002200420062008201020122014201620182020
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY2000166$32.0 million14026015.7%
FY2001213$38.7 million17934016.0%
FY2002194$27.4 million1761809.3%
FY2003343$35.2 million29548014.0%
FY2004400$38.3 million33861115.3%
FY2005471$37.0 million355116024.6%
FY2006521$44.5 million385136026.1%
FY2007440$35.5 million318122027.7%
FY2008284$30.0 million21866023.2%
FY2009206$28.4 million18024211.7%
FY2010220$38.4 million1981938.6%
FY2011237$55.1 million2201435.9%
FY2012216$45.4 million1991526.9%
FY2013209$63.5 million1921255.7%
FY2014222$40.5 million2071506.8%
FY2015304$45.4 million2692879.2%
FY2016261$46.6 million2351977.3%
FY2017259$66.9 million21319277.3%
FY2018245$70.7 million17623469.4%
FY2019189$64.9 million12513516.9%
FY2020122$40.1 million864323.3%
FY2021135$69.7 million765543.7%
FY2022163$73.6 million489106too recent for a share
FY2023183$71.5 million367140too recent for a share
FY2024249$88.7 million383208too recent for a share
FY2025219$112.4 million210198too recent for a share
FY2026151$81.2 million00151too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2000 to 2021)Charged offShare
California83414817.8%
New York3956917.5%
Texas3835614.6%
Massachusetts2842910.2%
Florida2666022.6%
Pennsylvania264249.1%
Illinois2525019.8%
Maryland250249.6%
New Jersey2423614.9%
Virginia240229.2%
Ohio2302812.2%
Colorado184189.8%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

☆ Save