SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Computer and Software Stores turned out?

Of 1,703 loans approved in fiscal 2000 to 2014 (at least five years old), 452 (26.5%) were charged off by the lender, against 19.4% across all 7(a) loans approved in those same years. Computer and Software Stores appears on 1,705 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2023, $190.3 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Computer and Software StoresIndustry NAICS 443120 · 1,705 loans
27%of seasoned loans charged off
  1. Computer and Software Stores appears on 1,705 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2023, $190.3 million in gross approvals.
  2. Of 1,703 loans approved in fiscal 2000 to 2014 (at least five years old), 452 (26.5%) were charged off by the lender, against 19.4% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%42%Fiscal 2000: 23 of 112 loans charged off (20.5%)Fiscal 2001: 21 of 91 loans charged off (23.1%)Fiscal 2002: 29 of 130 loans charged off (22.3%)Fiscal 2003: 33 of 174 loans charged off (19.0%)Fiscal 2004: 51 of 220 loans charged off (23.2%)Fiscal 2005: 74 of 240 loans charged off (30.8%)Fiscal 2006: 81 of 212 loans charged off (38.2%)Fiscal 2007: 73 of 174 loans charged off (42.0%)Fiscal 2008: 36 of 106 loans charged off (34.0%)Fiscal 2009: 9 of 44 loans charged off (20.5%)Fiscal 2010: 7 of 68 loans charged off (10.3%)Fiscal 2011: 6 of 66 loans charged off (9.1%)Fiscal 2012: 8 of 51 loans charged off (15.7%)Fiscal 2013: 1 of 12 loans charged off (8.3%)2000200220042006200820102012
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY2000112$14.8 million8923020.5%
FY200191$15.6 million7021023.1%
FY2002130$15.7 million10129022.3%
FY2003174$14.8 million14133019.0%
FY2004220$18.2 million16951023.2%
FY2005240$20.3 million16674030.8%
FY2006212$12.2 million13181038.2%
FY2007174$16.0 million10073142.0%
FY2008106$13.1 million7036034.0%
FY200944$4.3 million359020.5%
FY201068$11.5 million617010.3%
FY201166$15.4 million59619.1%
FY201251$12.2 million428115.7%
FY201312$2.0 million11108.3%
FY20143$4.1 million300few loans
FY20221$25,000010too recent for a share
FY20231$100,000001too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2000 to 2021)Charged offShare
California2629235.1%
New York1434531.5%
Texas952627.4%
Florida944345.7%
Pennsylvania882225.0%
Massachusetts661218.2%
Ohio651624.6%
Puerto Rico54814.8%
Minnesota49714.3%
Illinois491836.7%
New Hampshire4436.8%
New Jersey42921.4%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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