SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Computer and Computer Peripheral Equipment and Software Merchant Wholesalers turned out?

Of 907 loans approved in fiscal 2002 to 2021 (at least five years old), 212 (23.4%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Computer and Computer Peripheral Equipment and Software Merchant Wholesalers appears on 1,016 SBA-guaranteed 7(a) loans approved from fiscal 2002 to 2026, $292.5 million in gross approvals. These are loans, not a rating.

Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.

Computer and Computer Peripheral Equipment and Software Merchant WholesalersIndustry NAICS 423430 · 1,016 loans

23%of seasoned loans charged off

Computer and Computer Peripheral Equipment and Software Merchant Wholesalers appears on 1,016 SBA-guaranteed 7(a) loans approved from fiscal 2002 to 2026, $292.5 million in gross approvals.
Of 907 loans approved in fiscal 2002 to 2021 (at least five years old), 212 (23.4%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.

share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval year	Loans	Approved	Paid in full	Charged off	Not yet resolved	Charged-off share
FY2002	1	$665,500	1	0	0	few loans
FY2003	63	$8.4 million	45	18	0	28.6%
FY2004	107	$17.6 million	78	29	0	27.1%
FY2005	88	$15.3 million	64	24	0	27.3%
FY2006	90	$15.5 million	51	39	0	43.3%
FY2007	94	$5.9 million	48	46	0	48.9%
FY2008	69	$14.0 million	41	27	1	39.1%
FY2009	35	$6.0 million	30	5	0	14.3%
FY2010	42	$10.9 million	40	2	0	4.8%
FY2011	40	$14.6 million	37	2	1	5.0%
FY2012	29	$8.4 million	27	1	1	3.4%
FY2013	25	$9.2 million	25	0	0	0.0%
FY2014	43	$14.3 million	38	4	1	9.3%
FY2015	40	$14.4 million	33	5	2	12.5%
FY2016	36	$30.8 million	32	3	1	8.3%
FY2017	26	$15.0 million	22	2	2	7.7%
FY2018	28	$10.6 million	18	4	6	14.3%
FY2019	18	$8.5 million	14	1	3	5.6%
FY2020	13	$12.6 million	4	0	9	0.0%
FY2021	20	$10.0 million	10	0	10	0.0%
FY2022	7	$8.4 million	2	1	4	too recent for a share
FY2023	24	$8.5 million	7	1	16	too recent for a share
FY2024	43	$13.5 million	6	0	37	too recent for a share
FY2025	23	$11.6 million	3	0	20	too recent for a share
FY2026	12	$7.9 million	0	0	12	too recent for a share

By state, where 30 or more loans are at least five years old

State	Loans (FY2002 to 2021)	Charged off	Share
California	280	83	29.6%
Florida	98	36	36.7%
New York	66	20	30.3%
Texas	61	10	16.4%
Ohio	31	5	16.1%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.