SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Commercial, Industrial, and Institutional Electric Lighting Fixture Manufacturing turned out?

Of 185 loans approved in fiscal 2000 to 2021 (at least five years old), 10 (5.4%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Commercial, Industrial, and Institutional Electric Lighting Fixture Manufacturing appears on 191 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2023, $95.8 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Commercial, Industrial, and Institutional Electric Lighting Fixture ManufacturingIndustry NAICS 335122 · 191 loans
5%of seasoned loans charged off
  1. Commercial, Industrial, and Institutional Electric Lighting Fixture Manufacturing appears on 191 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2023, $95.8 million in gross approvals.
  2. Of 185 loans approved in fiscal 2000 to 2021 (at least five years old), 10 (5.4%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%31%Fiscal 2003: 1 of 11 loans charged off (9.1%)Fiscal 2004: 0 of 11 loans charged off (0.0%)Fiscal 2005: 0 of 11 loans charged off (0.0%)Fiscal 2006: 4 of 13 loans charged off (30.8%)Fiscal 2013: 0 of 11 loans charged off (0.0%)Fiscal 2014: 0 of 14 loans charged off (0.0%)Fiscal 2016: 0 of 11 loans charged off (0.0%)2003200420052006201320142016
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20005$587,500410few loans
FY20013$1.9 million300few loans
FY20028$4.2 million800few loans
FY200311$3.3 million10109.1%
FY200411$1.8 million11000.0%
FY200511$2.1 million11000.0%
FY200613$2.4 million94030.8%
FY20078$2.4 million800few loans
FY20087$773,000700few loans
FY20095$1.3 million500few loans
FY20109$3.1 million810few loans
FY20119$5.6 million720few loans
FY20129$3.3 million810few loans
FY201311$7.5 million10010.0%
FY201414$6.2 million14000.0%
FY20159$7.1 million900few loans
FY201611$6.5 million11000.0%
FY20175$616,600500few loans
FY20189$6.6 million603few loans
FY20195$5.5 million500few loans
FY20205$2.3 million203few loans
FY20217$9.2 million106few loans
FY20225$11.1 million203too recent for a share
FY20231$250,000001too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2000 to 2021)Charged offShare
California4412.3%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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