SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Civic and Social Organizations turned out?

Of 31 loans approved in fiscal 2001 to 2021 (at least five years old), 4 (12.9%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Civic and Social Organizations appears on 39 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2024, $12.9 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Civic and Social OrganizationsIndustry NAICS 813410 · 39 loans
13%of seasoned loans charged off
  1. Civic and Social Organizations appears on 39 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2024, $12.9 million in gross approvals.
  2. Of 31 loans approved in fiscal 2001 to 2021 (at least five years old), 4 (12.9%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20012$530,000200few loans
FY20032$40,000110few loans
FY20041$5,000100few loans
FY20057$1.6 million700few loans
FY20064$191,000220few loans
FY20071$48,000100few loans
FY20083$2.3 million300few loans
FY20091$150,000100few loans
FY20131$10,000010few loans
FY20142$77,500200few loans
FY20151$50,000100few loans
FY20171$25,000001few loans
FY20181$206,200001few loans
FY20193$1.4 million300few loans
FY20211$340,000001few loans
FY20223$304,000102too recent for a share
FY20234$5.4 million013too recent for a share
FY20241$150,000100too recent for a share

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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