SBA loan outcome check · franchise brand · SBA data as of 30 September 2026

How have SBA loans to Choice Hotels International Inc. franchisees turned out?

Of 141 loans approved in fiscal 2000 to 2013 (at least five years old), 17 (12.1%) were charged off by the lender, against 20.2% across all 7(a) loans approved in those same years. Choice Hotels International Inc. appears on 141 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2013, $221.3 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Choice Hotels International Inc.Franchise brand · 141 loans
12%of seasoned loans charged off
  1. Choice Hotels International Inc. appears on 141 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2013, $221.3 million in gross approvals.
  2. Of 141 loans approved in fiscal 2000 to 2013 (at least five years old), 17 (12.1%) were charged off by the lender, against 20.2% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%24%Fiscal 2005: 2 of 10 loans charged off (20.0%)Fiscal 2006: 4 of 17 loans charged off (23.5%)Fiscal 2011: 0 of 22 loans charged off (0.0%)Fiscal 2012: 0 of 19 loans charged off (0.0%)Fiscal 2013: 0 of 19 loans charged off (0.0%)20052006201120122013
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20006$6.1 million600few loans
FY20014$4.5 million310few loans
FY20029$11.4 million720few loans
FY20036$6.5 million600few loans
FY20048$11.2 million620few loans
FY200510$13.6 million82020.0%
FY200617$21.9 million124123.5%
FY20072$3.2 million020few loans
FY20088$6.6 million440few loans
FY20092$2.3 million200few loans
FY20109$9.9 million900few loans
FY201122$45.5 million21010.0%
FY201219$32.0 million18010.0%
FY201319$46.7 million18010.0%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a franchise, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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