How have SBA loans in Children's and Infants' Clothing Stores turned out?
Of 1,216 loans approved in fiscal 2000 to 2021 (at least five years old), 296 (24.3%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Children's and Infants' Clothing Stores appears on 1,238 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2024, $118.2 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Children's and Infants' Clothing StoresIndustry NAICS 448130 · 1,238 loans
24%of seasoned loans charged off
Children's and Infants' Clothing Stores appears on 1,238 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2024, $118.2 million in gross approvals.
Of 1,216 loans approved in fiscal 2000 to 2021 (at least five years old), 296 (24.3%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year
Every approval year
Approval year
Loans
Approved
Paid in full
Charged off
Not yet resolved
Charged-off share
FY2000
33
$2.7 million
25
8
0
24.2%
FY2001
46
$4.4 million
35
11
0
23.9%
FY2002
60
$7.7 million
49
11
0
18.3%
FY2003
86
$4.3 million
64
22
0
25.6%
FY2004
113
$6.8 million
67
45
1
39.8%
FY2005
124
$7.4 million
84
40
0
32.3%
FY2006
97
$5.4 million
56
41
0
42.3%
FY2007
123
$6.1 million
71
52
0
42.3%
FY2008
73
$6.2 million
49
24
0
32.9%
FY2009
42
$3.1 million
37
5
0
11.9%
FY2010
31
$2.1 million
25
6
0
19.4%
FY2011
49
$3.7 million
43
6
0
12.2%
FY2012
31
$4.1 million
29
2
0
6.5%
FY2013
39
$3.9 million
33
5
1
12.8%
FY2014
36
$6.7 million
34
1
1
2.8%
FY2015
44
$5.4 million
40
3
1
6.8%
FY2016
41
$4.0 million
40
1
0
2.4%
FY2017
37
$6.2 million
28
4
5
10.8%
FY2018
39
$11.6 million
23
2
14
5.1%
FY2019
32
$6.2 million
16
3
13
9.4%
FY2020
17
$1.7 million
12
1
4
5.9%
FY2021
23
$4.6 million
13
3
7
13.0%
FY2022
13
$2.1 million
4
1
8
too recent for a share
FY2023
6
$844,600
1
1
4
too recent for a share
FY2024
3
$863,000
1
0
2
too recent for a share
By state, where 30 or more loans are at least five years old
State
Loans (FY2000 to 2021)
Charged off
Share
California
153
47
30.7%
Texas
128
26
20.3%
New York
87
22
25.3%
Florida
55
12
21.8%
Illinois
43
16
37.2%
Georgia
40
16
40.0%
New Jersey
38
11
28.9%
Louisiana
37
9
24.3%
Michigan
35
10
28.6%
Pennsylvania
32
5
15.6%
Massachusetts
32
6
18.8%
Ohio
32
4
12.5%
US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.