SBA loan outcome check · franchise brand · SBA data as of 30 September 2026

How have SBA loans to Chem-Dry franchisees turned out?

Of 42 loans approved in fiscal 2000 to 2011 (at least five years old), 15 (35.7%) were charged off by the lender, against 21.8% across all 7(a) loans approved in those same years. Chem-Dry appears on 42 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2011, $4.4 million in gross approvals. These are loans, not a rating.

Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.

Chem-DryFranchise brand · 42 loans

36%of seasoned loans charged off

Chem-Dry appears on 42 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2011, $4.4 million in gross approvals.
Of 42 loans approved in fiscal 2000 to 2011 (at least five years old), 15 (35.7%) were charged off by the lender, against 21.8% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.

Every approval year

Approval year	Loans	Approved	Paid in full	Charged off	Charged-off share
FY2000	5	$604,700	4	1	few loans
FY2001	4	$234,000	2	2	few loans
FY2002	6	$598,800	5	1	few loans
FY2003	4	$1.4 million	3	1	few loans
FY2004	6	$247,700	4	2	few loans
FY2005	5	$192,000	3	2	few loans
FY2006	3	$228,000	2	1	few loans
FY2007	5	$222,600	3	2	few loans
FY2008	2	$538,200	0	2	few loans
FY2010	1	$37,800	0	1	few loans
FY2011	1	$125,000	1	0	few loans

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a franchise, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.