SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Cheese Manufacturing turned out?

Of 132 loans approved in fiscal 2000 to 2021 (at least five years old), 8 (6.1%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Cheese Manufacturing appears on 148 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $74.2 million in gross approvals. These are loans, not a rating.

Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.

Cheese ManufacturingIndustry NAICS 311513 · 148 loans

6%of seasoned loans charged off

Cheese Manufacturing appears on 148 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $74.2 million in gross approvals.
Of 132 loans approved in fiscal 2000 to 2021 (at least five years old), 8 (6.1%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.

share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval year	Loans	Approved	Paid in full	Charged off	Not yet resolved	Charged-off share
FY2000	3	$740,000	3	0	0	few loans
FY2001	7	$3.8 million	7	0	0	few loans
FY2002	5	$1.7 million	5	0	0	few loans
FY2003	4	$1.9 million	3	1	0	few loans
FY2004	5	$1.3 million	4	1	0	few loans
FY2005	8	$3.9 million	7	1	0	few loans
FY2006	6	$2.8 million	6	0	0	few loans
FY2007	3	$1.3 million	2	1	0	few loans
FY2008	7	$878,500	7	0	0	few loans
FY2009	1	$850,000	1	0	0	few loans
FY2010	4	$902,200	4	0	0	few loans
FY2011	5	$6.7 million	5	0	0	few loans
FY2012	7	$1.3 million	6	1	0	few loans
FY2013	4	$935,300	2	2	0	few loans
FY2014	16	$10.9 million	15	1	0	6.3%
FY2015	7	$755,000	7	0	0	few loans
FY2016	12	$2.3 million	12	0	0	0.0%
FY2017	8	$5.0 million	5	0	3	few loans
FY2018	10	$3.2 million	7	0	3	0.0%
FY2019	2	$3.9 million	1	0	1	few loans
FY2020	5	$9.3 million	4	0	1	few loans
FY2021	3	$1.2 million	0	0	3	few loans
FY2022	3	$687,500	0	0	3	too recent for a share
FY2023	5	$1.5 million	1	0	4	too recent for a share
FY2024	3	$209,500	1	0	2	too recent for a share
FY2025	4	$5.4 million	1	0	3	too recent for a share
FY2026	1	$910,000	0	0	1	too recent for a share

By state, where 30 or more loans are at least five years old

State	Loans (FY2000 to 2021)	Charged off	Share
New York	32	1	3.1%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.