SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Cellular and Other Wireless Telecommunications turned out?

Of 475 loans approved in fiscal 2003 to 2021 (at least five years old), 194 (40.8%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years. Cellular and Other Wireless Telecommunications appears on 477 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $38.3 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Cellular and Other Wireless TelecommunicationsIndustry NAICS 517212 · 477 loans
41%of seasoned loans charged off
  1. Cellular and Other Wireless Telecommunications appears on 477 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $38.3 million in gross approvals.
  2. Of 475 loans approved in fiscal 2003 to 2021 (at least five years old), 194 (40.8%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%47%Fiscal 2003: 16 of 38 loans charged off (42.1%)Fiscal 2004: 21 of 72 loans charged off (29.2%)Fiscal 2005: 33 of 80 loans charged off (41.3%)Fiscal 2006: 56 of 132 loans charged off (42.4%)Fiscal 2007: 66 of 141 loans charged off (46.8%)20032004200520062007
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY200338$2.9 million2216042.1%
FY200472$6.8 million5121029.2%
FY200580$8.4 million4733041.3%
FY2006132$10.1 million7556142.4%
FY2007141$8.7 million7566046.8%
FY20084$22,500220few loans
FY20094$25,000400few loans
FY20122$180,000200few loans
FY20212$1.1 million200few loans
FY20241$75,000001too recent for a share
FY20261$50,000001too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2003 to 2021)Charged offShare
California763546.1%
New York693043.5%
Texas331339.4%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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