How have SBA loans in Carpet and Upholstery Cleaning Services turned out?
Of 2,012 loans approved in fiscal 2000 to 2021 (at least five years old), 365 (18.1%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Carpet and Upholstery Cleaning Services appears on 2,323 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $347.0 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Carpet and Upholstery Cleaning ServicesIndustry NAICS 561740 · 2,323 loans
18%of seasoned loans charged off
Carpet and Upholstery Cleaning Services appears on 2,323 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $347.0 million in gross approvals.
Of 2,012 loans approved in fiscal 2000 to 2021 (at least five years old), 365 (18.1%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year
Every approval year
Approval year
Loans
Approved
Paid in full
Charged off
Not yet resolved
Charged-off share
FY2000
59
$5.8 million
49
10
0
16.9%
FY2001
55
$5.9 million
42
13
0
23.6%
FY2002
88
$8.3 million
70
18
0
20.5%
FY2003
122
$9.5 million
98
24
0
19.7%
FY2004
158
$9.9 million
131
26
1
16.5%
FY2005
179
$9.6 million
135
44
0
24.6%
FY2006
156
$11.6 million
92
64
0
41.0%
FY2007
185
$14.6 million
120
63
2
34.1%
FY2008
104
$8.7 million
75
28
1
26.9%
FY2009
78
$5.4 million
63
15
0
19.2%
FY2010
59
$7.4 million
56
2
1
3.4%
FY2011
69
$8.5 million
66
3
0
4.3%
FY2012
63
$9.4 million
56
6
1
9.5%
FY2013
56
$7.9 million
54
0
2
0.0%
FY2014
67
$11.6 million
62
4
1
6.0%
FY2015
83
$14.8 million
78
3
2
3.6%
FY2016
90
$13.7 million
79
9
2
10.0%
FY2017
75
$13.3 million
53
12
10
16.0%
FY2018
83
$14.8 million
50
13
20
15.7%
FY2019
55
$11.3 million
36
0
19
0.0%
FY2020
52
$19.4 million
33
4
15
7.7%
FY2021
76
$30.2 million
37
4
35
5.3%
FY2022
44
$17.4 million
11
1
32
too recent for a share
FY2023
54
$14.6 million
6
1
47
too recent for a share
FY2024
77
$23.4 million
5
1
71
too recent for a share
FY2025
93
$27.5 million
4
1
88
too recent for a share
FY2026
43
$12.6 million
0
0
43
too recent for a share
By state, where 30 or more loans are at least five years old
State
Loans (FY2000 to 2021)
Charged off
Share
California
189
48
25.4%
Texas
146
39
26.7%
Florida
113
32
28.3%
Ohio
103
7
6.8%
Utah
92
18
19.6%
New York
74
11
14.9%
Massachusetts
67
10
14.9%
Washington
64
9
14.1%
Michigan
62
21
33.9%
Colorado
61
10
16.4%
Illinois
60
6
10.0%
Arizona
60
15
25.0%
US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.