SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Business Associations turned out?

Of 226 loans approved in fiscal 2000 to 2021 (at least five years old), 61 (27.0%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Business Associations appears on 262 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2025, $25.1 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Business AssociationsIndustry NAICS 813910 · 262 loans
27%of seasoned loans charged off
  1. Business Associations appears on 262 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2025, $25.1 million in gross approvals.
  2. Of 226 loans approved in fiscal 2000 to 2021 (at least five years old), 61 (27.0%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%56%Fiscal 2001: 1 of 12 loans charged off (8.3%)Fiscal 2004: 3 of 25 loans charged off (12.0%)Fiscal 2005: 4 of 26 loans charged off (15.4%)Fiscal 2006: 17 of 46 loans charged off (37.0%)Fiscal 2007: 20 of 36 loans charged off (55.6%)Fiscal 2008: 1 of 10 loans charged off (10.0%)Fiscal 2009: 5 of 10 loans charged off (50.0%)2001200420052006200720082009
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20002$205,000110few loans
FY200112$1.1 million11108.3%
FY20023$185,000120few loans
FY20039$671,600630few loans
FY200425$1.5 million223012.0%
FY200526$1.8 million214115.4%
FY200646$3.1 million2917037.0%
FY200736$2.9 million1620055.6%
FY200810$1.6 million91010.0%
FY200910$763,20055050.0%
FY20101$10,000100few loans
FY20113$383,000300few loans
FY20122$270,000110few loans
FY20133$135,000300few loans
FY20148$761,400800few loans
FY20153$299,400300few loans
FY20161$50,000100few loans
FY20173$528,500300few loans
FY20186$492,000402few loans
FY20198$1.2 million431few loans
FY20201$25,000100few loans
FY20218$1.4 million602few loans
FY202210$899,000316too recent for a share
FY202320$3.1 million1118too recent for a share
FY20243$1.3 million003too recent for a share
FY20253$576,500003too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2000 to 2021)Charged offShare
California371437.8%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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