SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Bus and Other Motor Vehicle Transit Systems turned out?

Of 78 loans approved in fiscal 2001 to 2021 (at least five years old), 14 (17.9%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Bus and Other Motor Vehicle Transit Systems appears on 81 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2025, $22.7 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Bus and Other Motor Vehicle Transit SystemsIndustry NAICS 485113 · 81 loans
18%of seasoned loans charged off
  1. Bus and Other Motor Vehicle Transit Systems appears on 81 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2025, $22.7 million in gross approvals.
  2. Of 78 loans approved in fiscal 2001 to 2021 (at least five years old), 14 (17.9%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20013$609,700210few loans
FY20025$1.2 million500few loans
FY20034$174,500400few loans
FY200410$1.1 million91010.0%
FY20057$1.2 million610few loans
FY20063$180,000120few loans
FY20078$2.0 million440few loans
FY20084$846,900220few loans
FY20094$424,200310few loans
FY20103$55,100210few loans
FY20111$50,000100few loans
FY20121$25,500100few loans
FY20133$1.4 million300few loans
FY20145$2.8 million401few loans
FY20153$2.6 million300few loans
FY20167$1.2 million610few loans
FY20173$500,000300few loans
FY20182$2.1 million101few loans
FY20212$56,800200few loans
FY20231$700,000001too recent for a share
FY20252$3.5 million002too recent for a share

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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