How have SBA loans in Brick, Stone, and Related Construction Material Merchant Wholesalers turned out?
Of 695 loans approved in fiscal 2003 to 2021 (at least five years old), 130 (18.7%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years. Brick, Stone, and Related Construction Material Merchant Wholesalers appears on 816 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $322.6 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Brick, Stone, and Related Construction Material Merchant WholesalersIndustry NAICS 423320 · 816 loans
19%of seasoned loans charged off
Brick, Stone, and Related Construction Material Merchant Wholesalers appears on 816 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $322.6 million in gross approvals.
Of 695 loans approved in fiscal 2003 to 2021 (at least five years old), 130 (18.7%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year
Every approval year
Approval year
Loans
Approved
Paid in full
Charged off
Not yet resolved
Charged-off share
FY2003
35
$8.4 million
32
3
0
8.6%
FY2004
47
$15.0 million
39
8
0
17.0%
FY2005
63
$14.5 million
48
15
0
23.8%
FY2006
59
$13.3 million
40
18
1
30.5%
FY2007
84
$15.3 million
54
30
0
35.7%
FY2008
65
$13.5 million
33
32
0
49.2%
FY2009
18
$3.9 million
14
4
0
22.2%
FY2010
20
$5.0 million
18
2
0
10.0%
FY2011
38
$16.7 million
34
2
2
5.3%
FY2012
26
$14.9 million
24
1
1
3.8%
FY2013
30
$10.3 million
27
2
1
6.7%
FY2014
19
$6.7 million
18
1
0
5.3%
FY2015
39
$13.2 million
39
0
0
0.0%
FY2016
27
$14.2 million
23
1
3
3.7%
FY2017
28
$12.9 million
24
1
3
3.6%
FY2018
33
$18.8 million
21
6
6
18.2%
FY2019
19
$7.0 million
15
1
3
5.3%
FY2020
19
$13.8 million
9
2
8
10.5%
FY2021
26
$24.0 million
14
1
11
3.8%
FY2022
18
$14.8 million
3
0
15
too recent for a share
FY2023
20
$13.5 million
3
1
16
too recent for a share
FY2024
36
$28.1 million
3
0
33
too recent for a share
FY2025
34
$21.6 million
2
1
31
too recent for a share
FY2026
13
$3.2 million
0
0
13
too recent for a share
By state, where 30 or more loans are at least five years old
State
Loans (FY2003 to 2021)
Charged off
Share
California
116
18
15.5%
Florida
60
21
35.0%
Texas
58
7
12.1%
New York
51
12
23.5%
Pennsylvania
36
9
25.0%
US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.