SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Bottled Water Manufacturing turned out?

Of 250 loans approved in fiscal 2001 to 2021 (at least five years old), 33 (13.2%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Bottled Water Manufacturing appears on 278 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $124.8 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Bottled Water ManufacturingIndustry NAICS 312112 · 278 loans
13%of seasoned loans charged off
  1. Bottled Water Manufacturing appears on 278 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $124.8 million in gross approvals.
  2. Of 250 loans approved in fiscal 2001 to 2021 (at least five years old), 33 (13.2%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%39%Fiscal 2001: 3 of 21 loans charged off (14.3%)Fiscal 2002: 3 of 14 loans charged off (21.4%)Fiscal 2003: 4 of 22 loans charged off (18.2%)Fiscal 2004: 1 of 15 loans charged off (6.7%)Fiscal 2005: 1 of 18 loans charged off (5.6%)Fiscal 2006: 1 of 16 loans charged off (6.3%)Fiscal 2007: 7 of 18 loans charged off (38.9%)Fiscal 2008: 3 of 15 loans charged off (20.0%)Fiscal 2010: 1 of 11 loans charged off (9.1%)Fiscal 2011: 0 of 14 loans charged off (0.0%)Fiscal 2016: 1 of 10 loans charged off (10.0%)Fiscal 2019: 2 of 16 loans charged off (12.5%)200120022003200420052006200720082010201120162019
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY200121$5.8 million183014.3%
FY200214$3.4 million113021.4%
FY200322$2.9 million184018.2%
FY200415$1.6 million14106.7%
FY200518$5.1 million17105.6%
FY200616$8.6 million15106.3%
FY200718$2.4 million117038.9%
FY200815$1.5 million123020.0%
FY20099$2.4 million720few loans
FY201011$6.0 million10109.1%
FY201114$6.8 million14000.0%
FY20127$5.4 million610few loans
FY20137$8.5 million601few loans
FY20146$4.2 million600few loans
FY20155$4.0 million401few loans
FY201610$9.0 million81110.0%
FY20179$7.7 million900few loans
FY20181$350,000100few loans
FY201916$8.0 million102412.5%
FY20208$9.6 million323few loans
FY20218$9.6 million215few loans
FY20226$4.5 million303too recent for a share
FY20236$2.7 million204too recent for a share
FY20247$2.0 million007too recent for a share
FY20256$2.2 million006too recent for a share
FY20263$461,800003too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2001 to 2021)Charged offShare
California36822.2%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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