SBA loan outcome check · franchise brand · SBA data as of 30 September 2026

How have SBA loans to Big O Tires - Business Format Franchise / Product Distribution Franchise franchisees turned out?

Of 60 loans approved in fiscal 2014 to 2021 (at least five years old), 2 (3.3%) were charged off by the lender, against 6.5% across all 7(a) loans approved in those same years. Big O Tires - Business Format Franchise / Product Distribution Franchise appears on 90 SBA-guaranteed 7(a) loans approved from fiscal 2014 to 2026, $104.2 million in gross approvals. These are loans, not a rating.

Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.

Big O Tires - Business Format Franchise / Product Distribution FranchiseFranchise brand · 90 loans

3%of seasoned loans charged off

Big O Tires - Business Format Franchise / Product Distribution Franchise appears on 90 SBA-guaranteed 7(a) loans approved from fiscal 2014 to 2026, $104.2 million in gross approvals.
Of 60 loans approved in fiscal 2014 to 2021 (at least five years old), 2 (3.3%) were charged off by the lender, against 6.5% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.

share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval year	Loans	Approved	Paid in full	Charged off	Not yet resolved	Charged-off share
FY2014	1	$1.2 million	0	1	0	few loans
FY2018	12	$16.2 million	5	0	7	0.0%
FY2019	13	$9.4 million	9	0	4	0.0%
FY2020	15	$24.8 million	6	0	9	0.0%
FY2021	19	$22.2 million	7	1	11	5.3%
FY2022	12	$12.6 million	4	0	8	too recent for a share
FY2023	6	$3.7 million	1	0	5	too recent for a share
FY2024	1	$540,000	0	0	1	too recent for a share
FY2025	7	$8.3 million	0	0	7	too recent for a share
FY2026	4	$5.2 million	0	0	4	too recent for a share

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a franchise, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.