SBA loan outcome check · franchise brand · SBA data as of 30 September 2026

How have SBA loans to Baskin-Robbins 31 Ice Cream franchisees turned out?

Of 272 loans approved in fiscal 2000 to 2013 (at least five years old), 50 (18.4%) were charged off by the lender, against 20.2% across all 7(a) loans approved in those same years. Baskin-Robbins 31 Ice Cream appears on 272 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2013, $54.5 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Baskin-Robbins 31 Ice CreamFranchise brand · 272 loans
18%of seasoned loans charged off
  1. Baskin-Robbins 31 Ice Cream appears on 272 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2013, $54.5 million in gross approvals.
  2. Of 272 loans approved in fiscal 2000 to 2013 (at least five years old), 50 (18.4%) were charged off by the lender, against 20.2% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%48%Fiscal 2000: 3 of 24 loans charged off (12.5%)Fiscal 2001: 3 of 17 loans charged off (17.6%)Fiscal 2002: 2 of 34 loans charged off (5.9%)Fiscal 2003: 6 of 34 loans charged off (17.6%)Fiscal 2004: 4 of 27 loans charged off (14.8%)Fiscal 2005: 2 of 24 loans charged off (8.3%)Fiscal 2006: 10 of 21 loans charged off (47.6%)Fiscal 2007: 6 of 21 loans charged off (28.6%)Fiscal 2008: 10 of 30 loans charged off (33.3%)Fiscal 2009: 1 of 15 loans charged off (6.7%)2000200120022003200420052006200720082009
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY200024$4.6 million213012.5%
FY200117$4.0 million143017.6%
FY200234$6.8 million32205.9%
FY200334$6.6 million286017.6%
FY200427$6.2 million234014.8%
FY200524$3.2 million22208.3%
FY200621$5.6 million1110047.6%
FY200721$4.1 million146128.6%
FY200830$5.9 million2010033.3%
FY200915$1.7 million14106.7%
FY20107$2.5 million520few loans
FY20117$849,100610few loans
FY20126$1.1 million600few loans
FY20135$1.2 million500few loans

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a franchise, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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