SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Automobile Driving Schools turned out?

Of 350 loans approved in fiscal 2001 to 2021 (at least five years old), 71 (20.3%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Automobile Driving Schools appears on 451 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $64.6 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Automobile Driving SchoolsIndustry NAICS 611692 · 451 loans
20%of seasoned loans charged off
  1. Automobile Driving Schools appears on 451 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $64.6 million in gross approvals.
  2. Of 350 loans approved in fiscal 2001 to 2021 (at least five years old), 71 (20.3%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%50%Fiscal 2002: 1 of 12 loans charged off (8.3%)Fiscal 2003: 4 of 17 loans charged off (23.5%)Fiscal 2004: 5 of 15 loans charged off (33.3%)Fiscal 2005: 6 of 31 loans charged off (19.4%)Fiscal 2006: 10 of 27 loans charged off (37.0%)Fiscal 2007: 9 of 26 loans charged off (34.6%)Fiscal 2008: 13 of 26 loans charged off (50.0%)Fiscal 2009: 4 of 10 loans charged off (40.0%)Fiscal 2010: 3 of 16 loans charged off (18.8%)Fiscal 2011: 0 of 19 loans charged off (0.0%)Fiscal 2012: 2 of 13 loans charged off (15.4%)Fiscal 2013: 3 of 12 loans charged off (25.0%)Fiscal 2014: 2 of 19 loans charged off (10.5%)Fiscal 2015: 3 of 21 loans charged off (14.3%)Fiscal 2016: 2 of 15 loans charged off (13.3%)Fiscal 2017: 1 of 17 loans charged off (5.9%)Fiscal 2018: 2 of 13 loans charged off (15.4%)Fiscal 2021: 0 of 16 loans charged off (0.0%)200220042006200820102012201420162018
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20017$892,400610few loans
FY200212$1.5 million11108.3%
FY200317$553,100134023.5%
FY200415$795,700105033.3%
FY200531$2.3 million256019.4%
FY200627$1.7 million1710037.0%
FY200726$1.0 million179034.6%
FY200826$2.0 million1313050.0%
FY200910$626,00064040.0%
FY201016$1.3 million133018.8%
FY201119$2.7 million19000.0%
FY201213$726,400112015.4%
FY201312$673,80083125.0%
FY201419$2.6 million162110.5%
FY201521$3.3 million183014.3%
FY201615$2.6 million132013.3%
FY201717$4.7 million16105.9%
FY201813$2.0 million72415.4%
FY20199$738,400702few loans
FY20209$2.6 million603few loans
FY202116$6.3 million12040.0%
FY202215$3.5 million1014too recent for a share
FY20238$787,200206too recent for a share
FY202432$10.5 million1031too recent for a share
FY202526$4.5 million1025too recent for a share
FY202620$3.7 million0020too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2001 to 2021)Charged offShare
California471838.3%
New York341029.4%
Wisconsin30620.0%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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