SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Automobile and Other Motor Vehicle Wholesalers turned out?

Of 126 loans approved in fiscal 2000 to 2006 (at least five years old), 14 (11.1%) were charged off by the lender, against 20.8% across all 7(a) loans approved in those same years. Automobile and Other Motor Vehicle Wholesalers appears on 126 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2006, $32.7 million in gross approvals. These are loans, not a rating.

Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.

Automobile and Other Motor Vehicle WholesalersIndustry NAICS 421110 · 126 loans

11%of seasoned loans charged off

Automobile and Other Motor Vehicle Wholesalers appears on 126 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2006, $32.7 million in gross approvals.
Of 126 loans approved in fiscal 2000 to 2006 (at least five years old), 14 (11.1%) were charged off by the lender, against 20.8% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.

share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval year	Loans	Approved	Paid in full	Charged off	Charged-off share
FY2000	25	$6.7 million	21	4	16.0%
FY2001	30	$7.4 million	28	2	6.7%
FY2002	32	$8.3 million	28	4	12.5%
FY2003	19	$4.7 million	16	3	15.8%
FY2004	12	$3.5 million	12	0	0.0%
FY2005	7	$2.1 million	6	1	few loans
FY2006	1	$45,000	1	0	few loans

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.