How have SBA loans in Architectural Services turned out?
Of 2,807 loans approved in fiscal 2000 to 2021 (at least five years old), 342 (12.2%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Architectural Services appears on 3,368 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $766.9 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Architectural Services appears on 3,368 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $766.9 million in gross approvals.
Of 2,807 loans approved in fiscal 2000 to 2021 (at least five years old), 342 (12.2%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year
Every approval year
Approval year
Loans
Approved
Paid in full
Charged off
Not yet resolved
Charged-off share
FY2000
63
$12.0 million
61
2
0
3.2%
FY2001
71
$10.6 million
68
3
0
4.2%
FY2002
115
$15.5 million
109
6
0
5.2%
FY2003
178
$17.7 million
153
25
0
14.0%
FY2004
205
$19.1 million
189
16
0
7.8%
FY2005
252
$30.2 million
213
39
0
15.5%
FY2006
223
$19.3 million
157
66
0
29.6%
FY2007
217
$16.1 million
142
73
2
33.6%
FY2008
148
$22.2 million
97
48
3
32.4%
FY2009
99
$12.7 million
85
13
1
13.1%
FY2010
112
$23.8 million
103
8
1
7.1%
FY2011
103
$21.4 million
95
7
1
6.8%
FY2012
86
$17.4 million
81
3
2
3.5%
FY2013
81
$26.1 million
78
2
1
2.5%
FY2014
125
$30.3 million
117
1
7
0.8%
FY2015
140
$35.6 million
126
3
11
2.1%
FY2016
143
$39.4 million
119
9
15
6.3%
FY2017
115
$41.5 million
89
6
20
5.2%
FY2018
102
$29.8 million
76
4
22
3.9%
FY2019
86
$25.7 million
55
5
26
5.8%
FY2020
63
$35.9 million
28
1
34
1.6%
FY2021
80
$45.5 million
40
2
38
2.5%
FY2022
70
$28.2 million
25
3
42
too recent for a share
FY2023
103
$45.4 million
16
3
84
too recent for a share
FY2024
150
$49.7 million
16
2
132
too recent for a share
FY2025
158
$58.1 million
9
0
149
too recent for a share
FY2026
80
$37.8 million
1
0
79
too recent for a share
By state, where 30 or more loans are at least five years old
State
Loans (FY2000 to 2021)
Charged off
Share
California
454
57
12.6%
New York
259
25
9.7%
Texas
184
19
10.3%
Massachusetts
175
16
9.1%
Florida
144
40
27.8%
Pennsylvania
105
4
3.8%
Illinois
103
17
16.5%
Ohio
95
10
10.5%
Arizona
91
16
17.6%
Washington
90
8
8.9%
Colorado
86
11
12.8%
Utah
85
16
18.8%
US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.