SBA loan outcome check · franchise brand · SBA data as of 30 September 2026

How have SBA loans to AM/PM Mini-Mart Agreement - ARCO Fuel - Contract Dealer Gasoline Agreement (BP West Coast Products) franchisees turned out?

Of 33 loans approved in fiscal 2014 to 2021 (at least five years old), 0 (0.0%) were charged off by the lender, against 6.5% across all 7(a) loans approved in those same years. AM/PM Mini-Mart Agreement - ARCO Fuel - Contract Dealer Gasoline Agreement (BP West Coast Products) appears on 65 SBA-guaranteed 7(a) loans approved from fiscal 2014 to 2026, $198.2 million in gross approvals. These are loans, not a rating.

Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.

AM/PM Mini-Mart Agreement - ARCO Fuel - Contract Dealer Gasoline Agreement (BP West Coast Products)Franchise brand · 65 loans

0%of seasoned loans charged off

AM/PM Mini-Mart Agreement - ARCO Fuel - Contract Dealer Gasoline Agreement (BP West Coast Products) appears on 65 SBA-guaranteed 7(a) loans approved from fiscal 2014 to 2026, $198.2 million in gross approvals.
Of 33 loans approved in fiscal 2014 to 2021 (at least five years old), 0 (0.0%) were charged off by the lender, against 6.5% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.

Every approval year

Approval year	Loans	Approved	Paid in full	Not yet resolved	Charged-off share
FY2014	1	$934,000	1	0	few loans
FY2018	5	$19.6 million	4	1	few loans
FY2019	10	$35.1 million	6	4	0.0%
FY2020	8	$20.9 million	5	3	few loans
FY2021	9	$36.6 million	5	4	few loans
FY2022	5	$14.8 million	3	2	too recent for a share
FY2023	6	$13.3 million	1	5	too recent for a share
FY2024	11	$23.9 million	2	9	too recent for a share
FY2025	5	$12.0 million	0	5	too recent for a share
FY2026	5	$21.2 million	0	5	too recent for a share

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a franchise, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.