How have SBA loans in All Other Specialty Trade Contractors turned out?
Of 13,756 loans approved in fiscal 2002 to 2021 (at least five years old), 2,086 (15.2%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. All Other Specialty Trade Contractors appears on 17,944 SBA-guaranteed 7(a) loans approved from fiscal 2002 to 2026, $5.2 billion in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
All Other Specialty Trade ContractorsIndustry NAICS 238990 · 17,944 loans
15%of seasoned loans charged off
All Other Specialty Trade Contractors appears on 17,944 SBA-guaranteed 7(a) loans approved from fiscal 2002 to 2026, $5.2 billion in gross approvals.
Of 13,756 loans approved in fiscal 2002 to 2021 (at least five years old), 2,086 (15.2%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year
Every approval year
Approval year
Loans
Approved
Paid in full
Charged off
Not yet resolved
Charged-off share
FY2002
1
$312,000
1
0
0
few loans
FY2003
305
$40.0 million
256
49
0
16.1%
FY2004
569
$77.9 million
479
87
3
15.3%
FY2005
837
$117.2 million
642
188
7
22.5%
FY2006
1,295
$121.5 million
859
433
3
33.4%
FY2007
1,320
$138.4 million
802
511
7
38.7%
FY2008
848
$122.7 million
609
236
3
27.8%
FY2009
547
$103.9 million
476
66
5
12.1%
FY2010
579
$104.0 million
525
46
8
7.9%
FY2011
634
$138.5 million
574
50
10
7.9%
FY2012
532
$121.6 million
487
38
7
7.1%
FY2013
543
$126.7 million
498
33
12
6.1%
FY2014
628
$158.0 million
557
48
23
7.6%
FY2015
771
$206.8 million
680
50
41
6.5%
FY2016
840
$219.3 million
722
67
51
8.0%
FY2017
826
$230.6 million
660
57
109
6.9%
FY2018
765
$248.2 million
579
54
132
7.1%
FY2019
645
$187.0 million
432
38
175
5.9%
FY2020
570
$247.3 million
361
17
192
3.0%
FY2021
701
$402.4 million
347
18
336
2.6%
FY2022
687
$357.3 million
217
18
452
too recent for a share
FY2023
854
$376.3 million
165
18
671
too recent for a share
FY2024
1,058
$480.1 million
142
17
899
too recent for a share
FY2025
1,001
$483.6 million
51
2
948
too recent for a share
FY2026
588
$359.0 million
6
0
582
too recent for a share
By state, where 30 or more loans are at least five years old
State
Loans (FY2002 to 2021)
Charged off
Share
California
1,400
218
15.6%
Ohio
936
79
8.4%
Florida
851
246
28.9%
New York
812
124
15.3%
Texas
682
105
15.4%
Pennsylvania
574
77
13.4%
Michigan
501
48
9.6%
Minnesota
489
59
12.1%
Massachusetts
446
45
10.1%
Colorado
433
71
16.4%
Washington
416
60
14.4%
Wisconsin
391
31
7.9%
US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.