SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in All Other Specialty Food Stores turned out?

Of 5,197 loans approved in fiscal 2000 to 2021 (at least five years old), 1,100 (21.2%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. All Other Specialty Food Stores appears on 5,284 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2025, $938.3 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
All Other Specialty Food StoresIndustry NAICS 445299 · 5,284 loans
21%of seasoned loans charged off
  1. All Other Specialty Food Stores appears on 5,284 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2025, $938.3 million in gross approvals.
  2. Of 5,197 loans approved in fiscal 2000 to 2021 (at least five years old), 1,100 (21.2%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%44%Fiscal 2000: 6 of 34 loans charged off (17.6%)Fiscal 2001: 14 of 159 loans charged off (8.8%)Fiscal 2002: 32 of 220 loans charged off (14.5%)Fiscal 2003: 65 of 308 loans charged off (21.1%)Fiscal 2004: 98 of 381 loans charged off (25.7%)Fiscal 2005: 118 of 425 loans charged off (27.8%)Fiscal 2006: 186 of 511 loans charged off (36.4%)Fiscal 2007: 243 of 558 loans charged off (43.5%)Fiscal 2008: 138 of 400 loans charged off (34.5%)Fiscal 2009: 28 of 167 loans charged off (16.8%)Fiscal 2010: 18 of 183 loans charged off (9.8%)Fiscal 2011: 13 of 202 loans charged off (6.4%)Fiscal 2012: 20 of 152 loans charged off (13.2%)Fiscal 2013: 16 of 204 loans charged off (7.8%)Fiscal 2014: 14 of 154 loans charged off (9.1%)Fiscal 2015: 19 of 196 loans charged off (9.7%)Fiscal 2016: 21 of 191 loans charged off (11.0%)Fiscal 2017: 21 of 172 loans charged off (12.2%)Fiscal 2018: 18 of 183 loans charged off (9.8%)Fiscal 2019: 5 of 149 loans charged off (3.4%)Fiscal 2020: 3 of 104 loans charged off (2.9%)Fiscal 2021: 4 of 144 loans charged off (2.8%)20002002200420062008201020122014201620182020
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY200034$5.8 million286017.6%
FY2001159$21.8 million1451408.8%
FY2002220$34.6 million18732114.5%
FY2003308$45.4 million24365021.1%
FY2004381$48.8 million28398025.7%
FY2005425$60.4 million306118127.8%
FY2006511$63.4 million324186136.4%
FY2007558$68.7 million313243243.5%
FY2008400$51.9 million258138434.5%
FY2009167$26.6 million13728216.8%
FY2010183$31.1 million1621839.8%
FY2011202$40.0 million1861336.4%
FY2012152$33.4 million12820413.2%
FY2013204$38.6 million1861627.8%
FY2014154$29.6 million1361449.1%
FY2015196$52.8 million16519129.7%
FY2016191$52.8 million153211711.0%
FY2017172$39.2 million130212112.2%
FY2018183$40.5 million12418419.8%
FY2019149$35.0 million1045403.4%
FY2020104$37.0 million583432.9%
FY2021144$57.2 million664742.8%
FY202275$21.0 million18453too recent for a share
FY20236$1.5 million105too recent for a share
FY20244$618,000112too recent for a share
FY20252$636,000101too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2000 to 2021)Charged offShare
California68815622.7%
New York44210323.3%
Texas3249228.4%
Pennsylvania2963411.5%
Florida2617829.9%
Ohio2554818.8%
New Jersey2535622.1%
Michigan1623219.8%
Georgia1554730.3%
Massachusetts1492315.4%
Illinois1433222.4%
Washington1361511.0%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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