SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in All Other Special Trade Contractors - See Footnote 13 in the Table of Small Business Size Standards turned out?

Of 1,520 loans approved in fiscal 2000 to 2012 (at least five years old), 226 (14.9%) were charged off by the lender, against 21.0% across all 7(a) loans approved in those same years. All Other Special Trade Contractors - See Footnote 13 in the Table of Small Business Size Standards appears on 1,520 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2012, $262.6 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
All Other Special Trade Contractors - See Footnote 13 in the Table of Small Business Size StandardsIndustry NAICS 235990 · 1,520 loans
15%of seasoned loans charged off
  1. All Other Special Trade Contractors - See Footnote 13 in the Table of Small Business Size Standards appears on 1,520 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2012, $262.6 million in gross approvals.
  2. Of 1,520 loans approved in fiscal 2000 to 2012 (at least five years old), 226 (14.9%) were charged off by the lender, against 21.0% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%41%Fiscal 2000: 13 of 78 loans charged off (16.7%)Fiscal 2001: 55 of 383 loans charged off (14.4%)Fiscal 2002: 61 of 486 loans charged off (12.6%)Fiscal 2003: 49 of 344 loans charged off (14.2%)Fiscal 2004: 14 of 102 loans charged off (13.7%)Fiscal 2005: 13 of 66 loans charged off (19.7%)Fiscal 2006: 19 of 46 loans charged off (41.3%)Fiscal 2007: 2 of 10 loans charged off (20.0%)20002001200220032004200520062007
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY200078$19.1 million6513016.7%
FY2001383$67.9 million32855014.4%
FY2002486$94.7 million42461112.6%
FY2003344$50.6 million29349214.2%
FY2004102$16.3 million8714113.7%
FY200566$9.6 million5313019.7%
FY200646$2.2 million2719041.3%
FY200710$1.8 million82020.0%
FY20083$373,600300few loans
FY20091$25,000100few loans
FY20121$10,000100few loans

By state, where 30 or more loans are at least five years old

StateLoans (FY2000 to 2021)Charged offShare
California236229.3%
Pennsylvania1222117.2%
New York1161815.5%
Texas1032524.3%
Florida551221.8%
Massachusetts50816.0%
Arizona48918.8%
Connecticut4636.5%
New Jersey42511.9%
Ohio39410.3%
Colorado39923.1%
Washington33618.2%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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