SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in All Other Nondepository Credit Intermediation turned out?

Of 218 loans approved in fiscal 2000 to 2021 (at least five years old), 31 (14.2%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. All Other Nondepository Credit Intermediation appears on 221 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $56.1 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
All Other Nondepository Credit IntermediationIndustry NAICS 522298 · 221 loans
14%of seasoned loans charged off
  1. All Other Nondepository Credit Intermediation appears on 221 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $56.1 million in gross approvals.
  2. Of 218 loans approved in fiscal 2000 to 2021 (at least five years old), 31 (14.2%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%35%Fiscal 2001: 1 of 11 loans charged off (9.1%)Fiscal 2002: 2 of 18 loans charged off (11.1%)Fiscal 2003: 1 of 15 loans charged off (6.7%)Fiscal 2004: 4 of 17 loans charged off (23.5%)Fiscal 2005: 8 of 23 loans charged off (34.8%)Fiscal 2006: 4 of 15 loans charged off (26.7%)Fiscal 2007: 3 of 18 loans charged off (16.7%)Fiscal 2008: 4 of 12 loans charged off (33.3%)Fiscal 2014: 1 of 13 loans charged off (7.7%)200120022003200420052006200720082014
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20003$908,300300few loans
FY200111$1.6 million10109.1%
FY200218$2.3 million162011.1%
FY200315$3.3 million14106.7%
FY200417$1.8 million134023.5%
FY200523$2.3 million158034.8%
FY200615$783,900114026.7%
FY200718$3.7 million153016.7%
FY200812$2.5 million74133.3%
FY20096$3.5 million510few loans
FY20106$1.2 million600few loans
FY20119$2.8 million810few loans
FY20124$1.4 million301few loans
FY20139$2.2 million711few loans
FY201413$3.1 million11117.7%
FY20158$3.3 million701few loans
FY20168$4.9 million602few loans
FY20176$1.7 million303few loans
FY20188$5.3 million701few loans
FY20192$432,000200few loans
FY20203$1.3 million201few loans
FY20214$2.8 million004few loans
FY20221$50,000100too recent for a share
FY20251$482,000001too recent for a share
FY20261$2.4 million001too recent for a share

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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