How have SBA loans in All Other Miscellaneous Schools and Instruction turned out?
Of 2,368 loans approved in fiscal 2000 to 2021 (at least five years old), 334 (14.1%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. All Other Miscellaneous Schools and Instruction appears on 2,795 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $739.8 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
All Other Miscellaneous Schools and InstructionIndustry NAICS 611699 · 2,795 loans
14%of seasoned loans charged off
All Other Miscellaneous Schools and Instruction appears on 2,795 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $739.8 million in gross approvals.
Of 2,368 loans approved in fiscal 2000 to 2021 (at least five years old), 334 (14.1%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year
Every approval year
Approval year
Loans
Approved
Paid in full
Charged off
Not yet resolved
Charged-off share
FY2000
8
$2.1 million
7
1
0
few loans
FY2001
54
$9.7 million
48
5
1
9.3%
FY2002
69
$14.8 million
63
6
0
8.7%
FY2003
98
$9.5 million
88
10
0
10.2%
FY2004
98
$12.6 million
81
17
0
17.3%
FY2005
100
$15.6 million
78
20
2
20.0%
FY2006
142
$18.1 million
102
39
1
27.5%
FY2007
219
$29.6 million
128
88
3
40.2%
FY2008
180
$28.8 million
138
40
2
22.2%
FY2009
92
$18.0 million
76
15
1
16.3%
FY2010
112
$16.8 million
105
7
0
6.3%
FY2011
110
$26.8 million
101
8
1
7.3%
FY2012
81
$17.4 million
75
4
2
4.9%
FY2013
94
$20.5 million
87
5
2
5.3%
FY2014
98
$21.0 million
92
5
1
5.1%
FY2015
132
$34.8 million
118
8
6
6.1%
FY2016
120
$33.4 million
104
3
13
2.5%
FY2017
143
$68.1 million
93
13
37
9.1%
FY2018
135
$58.5 million
93
19
23
14.1%
FY2019
119
$54.7 million
76
12
31
10.1%
FY2020
80
$38.9 million
50
7
23
8.8%
FY2021
84
$41.3 million
36
2
46
2.4%
FY2022
95
$34.9 million
28
4
63
too recent for a share
FY2023
87
$25.5 million
12
4
71
too recent for a share
FY2024
80
$28.0 million
8
1
71
too recent for a share
FY2025
100
$42.7 million
6
0
94
too recent for a share
FY2026
65
$17.8 million
2
0
63
too recent for a share
By state, where 30 or more loans are at least five years old
State
Loans (FY2000 to 2021)
Charged off
Share
California
358
47
13.1%
Texas
259
29
11.2%
New York
155
27
17.4%
Florida
131
22
16.8%
Ohio
105
14
13.3%
New Jersey
86
14
16.3%
Massachusetts
84
10
11.9%
Illinois
81
11
13.6%
Pennsylvania
71
6
8.5%
Colorado
67
13
19.4%
Washington
64
8
12.5%
Georgia
62
18
29.0%
US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.