SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in All Other Heavy Construction - See Foot Note 2 in the Table of Small Business Size Standards turned out?

Of 182 loans approved in fiscal 2001 to 2011 (at least five years old), 22 (12.1%) were charged off by the lender, against 22.2% across all 7(a) loans approved in those same years. All Other Heavy Construction - See Foot Note 2 in the Table of Small Business Size Standards appears on 182 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2011, $44.4 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
All Other Heavy Construction - See Foot Note 2 in the Table of Small Business Size StandardsIndustry NAICS 234990 · 182 loans
12%of seasoned loans charged off
  1. All Other Heavy Construction - See Foot Note 2 in the Table of Small Business Size Standards appears on 182 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2011, $44.4 million in gross approvals.
  2. Of 182 loans approved in fiscal 2001 to 2011 (at least five years old), 22 (12.1%) were charged off by the lender, against 22.2% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%23%Fiscal 2001: 2 of 53 loans charged off (3.8%)Fiscal 2002: 4 of 47 loans charged off (8.5%)Fiscal 2003: 7 of 36 loans charged off (19.4%)Fiscal 2004: 5 of 22 loans charged off (22.7%)Fiscal 2005: 3 of 15 loans charged off (20.0%)20012002200320042005
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY200153$14.7 million51203.8%
FY200247$15.0 million43408.5%
FY200336$4.8 million297019.4%
FY200422$4.8 million175022.7%
FY200515$2.8 million123020.0%
FY20064$195,000310few loans
FY20071$200,000100few loans
FY20083$2.0 million300few loans
FY20111$40,000100few loans

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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