SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in All Other General Merchandise Stores turned out?

Of 205 loans approved in fiscal 2007 to 2021 (at least five years old), 16 (7.8%) were charged off by the lender, against 12.6% across all 7(a) loans approved in those same years. All Other General Merchandise Stores appears on 237 SBA-guaranteed 7(a) loans approved from fiscal 2007 to 2025, $67.5 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
All Other General Merchandise StoresIndustry NAICS 452319 · 237 loans
8%of seasoned loans charged off
  1. All Other General Merchandise Stores appears on 237 SBA-guaranteed 7(a) loans approved from fiscal 2007 to 2025, $67.5 million in gross approvals.
  2. Of 205 loans approved in fiscal 2007 to 2021 (at least five years old), 16 (7.8%) were charged off by the lender, against 12.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%15%Fiscal 2017: 2 of 21 loans charged off (9.5%)Fiscal 2018: 5 of 49 loans charged off (10.2%)Fiscal 2019: 5 of 47 loans charged off (10.6%)Fiscal 2020: 1 of 35 loans charged off (2.9%)Fiscal 2021: 3 of 48 loans charged off (6.3%)20172018201920202021
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20071$2.0 million100few loans
FY20121$1.7 million100few loans
FY20153$1.6 million102few loans
FY201721$6.2 million18219.5%
FY201849$9.4 million375710.2%
FY201947$17.1 million3051210.6%
FY202035$9.5 million141202.9%
FY202148$16.0 million193266.3%
FY202228$3.2 million4222too recent for a share
FY20232$470,100002too recent for a share
FY20241$20,000001too recent for a share
FY20251$250,000001too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2007 to 2021)Charged offShare
California3226.3%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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