How have SBA loans in All Other Automotive Repair and Maintenance turned out?
Of 2,730 loans approved in fiscal 2000 to 2021 (at least five years old), 447 (16.4%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. All Other Automotive Repair and Maintenance appears on 3,312 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $740.9 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
All Other Automotive Repair and MaintenanceIndustry NAICS 811198 · 3,312 loans
16%of seasoned loans charged off
All Other Automotive Repair and Maintenance appears on 3,312 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $740.9 million in gross approvals.
Of 2,730 loans approved in fiscal 2000 to 2021 (at least five years old), 447 (16.4%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year
Every approval year
Approval year
Loans
Approved
Paid in full
Charged off
Not yet resolved
Charged-off share
FY2000
18
$7.3 million
12
6
0
33.3%
FY2001
106
$18.0 million
94
12
0
11.3%
FY2002
124
$20.0 million
104
20
0
16.1%
FY2003
133
$16.0 million
109
23
1
17.3%
FY2004
163
$25.0 million
131
31
1
19.0%
FY2005
228
$40.6 million
176
50
2
21.9%
FY2006
222
$29.3 million
154
65
3
29.3%
FY2007
307
$39.2 million
200
103
4
33.6%
FY2008
212
$25.9 million
162
47
3
22.2%
FY2009
95
$14.3 million
81
14
0
14.7%
FY2010
83
$15.5 million
77
5
1
6.0%
FY2011
96
$21.3 million
90
2
4
2.1%
FY2012
69
$18.8 million
60
3
6
4.3%
FY2013
75
$17.9 million
62
5
8
6.7%
FY2014
108
$25.3 million
88
14
6
13.0%
FY2015
105
$17.2 million
91
10
4
9.5%
FY2016
126
$23.6 million
109
9
8
7.1%
FY2017
95
$26.7 million
73
9
13
9.5%
FY2018
98
$25.2 million
67
6
25
6.1%
FY2019
100
$32.0 million
63
7
30
7.0%
FY2020
72
$25.4 million
36
6
30
8.3%
FY2021
95
$44.5 million
48
0
47
0.0%
FY2022
85
$37.9 million
20
2
63
too recent for a share
FY2023
107
$42.0 million
12
5
90
too recent for a share
FY2024
153
$46.1 million
19
0
134
too recent for a share
FY2025
134
$42.5 million
9
1
124
too recent for a share
FY2026
103
$43.4 million
0
0
103
too recent for a share
By state, where 30 or more loans are at least five years old
State
Loans (FY2000 to 2021)
Charged off
Share
California
472
90
19.1%
Texas
263
30
11.4%
Pennsylvania
148
24
16.2%
Florida
126
27
21.4%
Ohio
125
20
16.0%
New York
120
20
16.7%
Michigan
91
14
15.4%
Utah
81
8
9.9%
Arizona
74
22
29.7%
Georgia
69
18
26.1%
Illinois
63
15
23.8%
Indiana
62
5
8.1%
US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.